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Home / For Businesses / Corporate LiabilityFor Businesses

One mistake can
shut down a business.

Liability exposure is the single greatest financial threat facing Guyanese businesses today. We make sure it does not destroy what you have built.

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Coverage Types

Liability cover for
every risk you face.

One incident without the right cover can end your business. We make sure you're protected.

🏢

Public Liability

Covers your legal liability for injury to members of the public or damage to their property arising from your business activities — on your premises or elsewhere.

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👥

Employer's Liability

Mandatory in Guyana. Protects your business against claims from employees injured or becoming ill as a result of their work, including all legal defence costs.

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🛒

Product Liability

If your business manufactures, distributes, or sells products, you are responsible if those products cause harm. Product liability covers all resulting claims.

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🏗

Directors & Officers

Protects company directors and senior officers personally against claims alleging wrongful acts in their management of the company, including regulatory investigations.

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📄

Professional Indemnity

For consultants, engineers, architects, and advisors — protects against claims that your advice or services caused a financial loss to a client.

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Umbrella / Excess Liability

When primary policy limits are exhausted, an umbrella policy provides additional coverage — essential for high-value contracts and large operations.

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Real Scenarios

Real risks.
Real consequences.

Without the right liability cover, any one of these common incidents could financially destroy your business:

A customer slips and falls in your store

Medical costs, legal fees, and compensation can reach millions — regardless of fault.

An employee is injured on site

Employer's liability claims include lost wages, medical treatment, rehabilitation, and permanent disability damages.

A contractor damages a client's property

Without public liability, you bear the full cost of repair, replacement, and resulting business losses.

Your professional advice causes a loss

A consultant whose recommendation causes financial loss can face a significant professional indemnity claim.

Our Corporate Risk Process

01

Risk Identification

We conduct a full assessment of your business operations to identify every liability exposure.

02

Market Placement

We access the full insurance market — local and international — to secure the best coverage at the most competitive premium.

03

Ongoing Monitoring

As your business grows, your risk exposure changes. We proactively review and update your coverage.

04

Claims Advocacy

In the event of a claim, we fight on your behalf — from first notice to final settlement.

Don't Leave Your Business Exposed

Book a Corporate
Risk Review today.

One conversation with our corporate insurance specialists could save your business from a claim that would otherwise end it.