Group life insurance and employee benefits are no longer just an HR perk — they are a business-critical tool for attracting and retaining the talent that makes your organisation grow.
Important note on NIS and Workers' Compensation: Guyana's National Insurance Scheme (NIS) provides compulsory baseline workers' compensation for all employees. NIS contributions are 14% of wages (5.6% employee, 8.4% employer). However, NIS does not cover the employer's legal liability for employee injury caused by employer negligence, and benefits are limited. Group Personal Accident and Group Life & Health policies are recommended to fill these gaps. Full workers' compensation guide →
We design Group Life and Medical Benefit plans, tailor-made Pension Plans, and Annuity contracts — helping Guyanese organisations attract and retain exceptional talent.
In a competitive labour market, comprehensive benefits are often the deciding factor for skilled candidates competing with multinationals.
Employees who feel protected are more loyal. Reducing turnover saves multiples of the premium cost year after year.
Group insurance premiums are generally tax-deductible business expenses. We advise on structuring for maximum tax efficiency.
Certain employee benefits are required under Guyanese labour law. We ensure your programme meets all legal requirements.
We structure programmes for organisations of all sizes — from 5 employees to 500+.
| Feature | Group Plan | Individual Plan |
|---|---|---|
| Life insurance coverage | ✓ | ✓ |
| Accident & disability benefit | ✓ | ✓ |
| Medical / health cover option | ✓ | ✓ |
| Flexible benefit levels | ✓ | ✓ |
| Employer tax deduction | ✓ | ✗ |
| Volume premium discount | ✓ | ✗ |
| Single renewal date | ✓ | ✗ |
We meet with your HR and finance teams to understand your workforce, budget, and objectives.
We design a benefits programme tailored to your organisation — the right coverage types and benefit levels for your budget.
We access the full Guyanese and regional life and health insurance market to secure the best terms at the most competitive price.
We manage employee enrolment, policy documentation, and HR team briefing.
We review the programme annually, benchmark it against market rates, and advise on changes as your workforce evolves.
Book a free benefits consultation. We'll design a programme that works for your team size, budget, and goals.